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Legals

NOTICE OF SALE UNDER POWER
Georgia, Dade County
By virtue of a Power of Sale contained in that certain Security Deed from Mercedes Moreno and Arnaldo Moreno to Branch Banking and Trust Company, dated April 25, 2006, recorded May 9, 2006, in Deed Book 359, Page 418, Dade County, Georgia Records, said Security Deed having been given to secure a Note of even date in the principal amount of Ninety-Eight Thousand Nine Hundred Ten Dollars And No Cents ($98,910.00), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Dade County, Georgia, within the legal hours of sale on the first Tuesday in November 2014 by Branch Banking and Trust Company, as Attorney in Fact for Mercedes Moreno and Arnaldo Moreno, all property described in said Security Deed including but not limited to the following described property:
All that tract or parcel of land lying in Original Land Lot Number Nine (9), in the 11th District and 4th Section of Dade County, Georgia, and more particularly described as follows: Lot Number Seventy-Five (75), Cloudland at Lookout Mountain, as shown on plat of record in Plat Book 9, pages 46 through 50, in the Office of the Clerk of the Superior Court of Dade County, Georgia. Together with all appurtenant rights, benefits, easements, etc., set out in declaration of covenants and restrictions for Cloudland at Lookout Mountain filed of record in Deed Book 243, Page 305, as amended by instrument recorded in Deed Book 276, Page 256, and further amended by amendment of covenants and restrictions for Cloudland at Lookout Mountain, dated March 31, 2006, and recorded in Deed Book 358, Page 493, in the Office of the Clerk of the Superior Court of Dade County, Georgia. Together with the joint permanent access, utilities and drainage easements as shown on plat of record in Plat Book 9, Pages 46 through 50, in the Office of the Clerk of the Superior Court of Dade County, Georgia. Being a part of the property conveyed to Highland Ventures, LLC by deed recorded simultaneously herewith, in the Office of the Clerk of the Superior Court of Dade County, Georgia. Subject to all obligations, requirements, conditions, lien of assessments, easements, etc., set out in declaration of covenants and restrictions for Cloudland at Lookout Mountain filed of record in Deed Book 243, Page 305, as amended by instrument recorded in Deed Book 276, Page 256, and further amended by amendment of covenants and restrictions for Cloudland at Lookout Mountain, dated March 31, 2006, and recorded in Deed Book 358, Page 493, in the Office of the Clerk of the Superior Court of Dade County, Georgia. Subject to all easements, conditions, restrictions, etc., as noted or shown on plat of Cloudland at Lookout Mountain of record in Plat Book 9, Pages 46 through 50, in the Office of the Clerk of the Superior Court of Dade County, Georgia. Subject to a 100-foot front and side street, and 50-foot side and rear building setback line as shown, described or noted on recorded plat. Subject to the rights of third parties to the use of the joint permanent access, utility, and drainage easements known as Hampton Way, Stewart Lane, Chester Drive, Fortrose Trace and Shivas Crest as shown, described or noted on recorded plat. Subject to 15 foot walking trail easement as shown, described or noted on recorded plat.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due.
The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: any superior Security Deeds of record; all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed.
To the best of the knowledge and belief of the undersigned, the party in possession of the property is Mercedes Moreno and Arnaldo Moreno or tenant(s).
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, and (2) final confirmation and audit of the status of the loan.
The name of the person or entity who has the full authority to negotiate, amend, and modify all terms of the mortgage is: Branch Banking and Trust Company, 150 Stratford Road, Suite 201, Winston-Salem, NC 27104
TEL (866) 909-4852.
This law firm is attempting to collect a debt. Any information obtained will be used for that purpose.
The Geheren Firm, P.C., 4828 Ashford Dunwoody Road, 2nd Floor, Atlanta, GA 30338 TEL (678) 587-9500. 
DCS 103, 10-29-4T

NOTICE OF SALE UNDER POWER
Georgia, Dade County
By virtue of a Power of Sale contained in that certain Security Deed from Dyanna Lyne James And Joseph Patrick James to Mortgage Electronic Registration Systems, Inc. As Nominee For Freedom Mortgage Corporation, dated February 28, 2013, recorded March 19, 2013, in Deed Book 460, Page 149-158, , Dade County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Eighty-Four Thousand Six Hundred Twelve and 00/100 dollars ($84,612.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Freedom Mortgage Corporation, there will be sold at public outcry to the highest bidder for cash at the Dade County Courthouse, within the legal hours of sale on the first Tuesday in November, 2014, all property described in said Security Deed including but not limited to the following described property:
The following described property:
Part of Land Lot 185 in the 10th District and 4th Section of Dade County, Georgia, being also situated in block 72 of the city of New England, and particularly described as follows: beginning at an iron pin corner on the Southern line of 19th street at the Northwest corner of the tract described in deed from D.T. Brown to Henry N. Gold and wife, Frances Holmes Gold; dated October 24th, 1953, of record in Book 63, on Page 350 of Dade County Deed Records: thence along the Western line of said Gold tract, South 37 degrees West 100 feet to the Southwest corner thereof, and then continuing on in the same direction 45 feet to an iron pin corner; thence North 54 degrees West 164 feet to an iron pin corner at the Eastern right of way line as the same now exists of A. G. S. Railroad Company; thence along the present right of way lien of said railroad, North 33 degrees 30 minutes East 146 feet to the Southern line of 19th Street; thence along the Southern line of 19th Street, South 53 degrees East, 171 feet to the beginning point.
Assessor’s parcel number: 0041A-00-043-00
Said legal description being controlling, however the property is more commonly known as 157 Massachusetts Ave, Wildwood, GA 30757.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note.  The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named or the undersigned.  The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.
To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is Dyanna Lyne James And Joseph Patrick James, or tenants(s). 
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: LoanCare, LLC, Loss Mitigation Dept., 3637 Sentara Way, Virginia Beach, VA 23452, Telephone Number: 800-909-9525.
Freedom Mortgage Corporation as Attorney in Fact for Dyanna Lyne James And Joseph Patrick James
The below law firm may be held to be acting as a debt collector, under federal law.  If so, any information obtained will be used for that purpose.
Attorney Contact: Rubin Lublin, LLC, 3740 Davinci Court, Suite 150, Peachtree Corners, GA 30092
Telephone Number: (877) 813-0992 Case No. LNC-14-04927-1
Ad Run Dates  10/08/2014, 10/15/2014, 10/22/2014, 10/29/2014
www.rubinlublin.com/property-listings.php
DCS 1004, 10-29-4T

NOTICE OF SALE UNDER POWER
State of Georgia  
County of Dade
Because of a default in the payment of the indebtedness secured by a Security Deed executed by John A. Young and Stephanie A. Young to Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp dated January 14, 2005, and recorded in Deed Book 334, Page 143, Dade County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, NA by Assignment, securing a Note in the original principal amount of $91,070.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 4, 2014, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for caAll that tract or parcel of land lying and being in Land Lot No. 120 in the 18th District and 4th Section of Dade County, Georgia and being more particularly described as the 1.00 acre tract of land shown in a survey plat by K.C. Campbell, a Georgia registered land surveyor, dated December 17, 1998 and recorded in Dade County, Georgia, Deed Records, Plat Book 9, Page 75.
Subject To the following reservations of rights by Charles E. Flatt, Sr. and Virginia Flatt for and during their natural lives, which said reservations of rights are accepted by Grantee, their heirs and assigns, by their acceptance of this deed: l) Charles E. Flatt, Sr. and Virginia Flatt reserve the right to connect to the water pump located on said property, to install and maintain a water line across said property to a barn owned by Charles E. Flatt, Sr. and Virginia Flatt on adjacent property and to use up to 50 gallons of water per day.
2) Charles E. Flatt, Sr. and Virginia Flatt reserve the right to connect to the electrical breaker box in the residence located on said property and utilize one 20-amp circuit and install and maintain an electrical line from across said property to a barn owned by Charles E. Flatt, Sr. and Virginia Flatt on adjacent property. Charles E. Flatt, Sr. and Virginia Flatt shall not be responsible for the costs of any electricity from said usage.
Prior And Last Deed Reference: Book 258, Page 137, Office of the Clerk of Superior Court of Dade County, Georgia; Book 247, Page 78, Office of the Clerk of Superior Court of Dade County, Georgia; and Book 246, Page 341, Office of the Clerk of Superior Court of Dade County, Georgia.
Said property is known as 4243 Cloverdale Road, Rising Fawn, GA 30738, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor.
The property is or may be in the possession of John A. Young and Stephanie A. Young, successor in interest or tenant(s).
Wells Fargo Bank, NA as Attorney-in-Fact for John A. Young and Stephanie A. Young
File no. 09-010847
Shapiro, Swertfeger & Hasty, LLP*, Attorneys and Counselors at Law, 2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770) 220-2535/KLM
www.swertfeger.net 
*The law firm is acting as a debt collector. Any information obtained will be used for that purpose.
[FC-NOS]
DCS 1005, 10-29-4T

NOTICE OF SALE UNDER POWER

Georgia, Dade County
This is an attempt to collect a debt. Any information obtained will be used for that purpose.
Under and by virtue of the Power of Sale contained in a Security Deed given by Melissa Marble and Patrick Marble to Mortgage Electronic Registration Systems, Inc., as nominee for Taylor, Bean & Whitaker Corp., its successors and assigns, dated April 11, 2008, recorded in Deed Book 397, Page 561, Dade County, Georgia Records, as last transferred to Selene Finance LP by assignment recorded in Deed Book 479, Page 457, Dade County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of One Hundred Forty-Eight Thousand Four Hundred Ninety-Four And 0/100 Dollars ($148,494.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Dade County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in November, 2014, the following described property:
The following described property situated in Dade County, Georgia, to wit: Original Land Lot No. 48 in the 10th District and 4th Section, Lot No.1, Block "D", Belree Heights Subdivision, as shown by plat recorded in Plat Book 2, Page 13, in the Office of the Clerk of the Superior Court of Dade County, Georgia. For informational purposes only: the APN is shown by the County Assessor as 05 20004000; Source of title is Book 00373, Page 0153 (Recorded 01/15/07)
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.
The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
Selene Finance LP is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Selene Finance, 9990 Richmond Avenue, Suite 100 N, Houston, TX 77042 7136252034.
To the best knowledge and belief of the undersigned, the party in possession of the property is Melissa Marble and Patrick Marble or a tenant or tenants and said property is more commonly known as 274 Belree Road, Wildwood, Georgia 30757.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Selene Finance LP as Attorney in Fact for Melissa Marble and Patrick Marble
McCalla Raymer, LLC, 1544 Old Alabama Road Roswell, Georgia 30076
www.foreclosurehotline.net
MR/crp1 11/4/14
Our file no. 597314 - FT8
DCS 1006, 10-29-4T

NOTICE OF SALE UNDER POWER
Georgia, Dade County
This is an attempt to collect a debt. Any information obtained will be used for that purpose.
Under and by virtue of the Power of Sale contained in a Security Deed given by Nancy D. Sutton to Mortgage Electronic Registration Systems, Inc., As Nominee For Countrywide Home Loans, Inc., dated July 16, 2007, recorded in Deed Book 384, Page 324, Dade County, Georgia records, as last transferred to Christiana Trust, A Division Of Wilmington Savings Fund Society, FSB, Not In Its Individual Capacity But As Trustee Of Arlp Trust 4 by assignment recorded or to be recorded, Dade County, Georgia records conveying the after-described property to secure a Note in the original principal amount of Sixty Six Thousand And 00/100 Dollars ($66,000.00); with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Dade County, Georgia, within the legal hours of sale on the first Tuesday in November, 2014 the following described property:
All that tract or parcel of land lying and being in Original Land Lot No. 115 in the 11th District and 4th Section of Dade County, Georgia and being more particularly described as follows: beginning at an iron located in the Northeast right of way line of Georgia Highway No. 136 said iron being located a distance of 510.13 feet Northwestwardly with and along said Northeast right of way line from its intersection with the South original line of said land lot; thence North 58 degrees 41 minutes 22 seconds West a distance of 200 feet to an iron pin; thence North 3 degrees 29 minutes 18 seconds East a distance of 200 feet to an iron pipe; thence South 56 degrees 41 minutes 22 seconds East a distance of 200 feet to an iron pipe; thence South 03 degrees 29 minutes 18 seconds West a distance of 200 feet to the point of beginning.
Being the same property conveyed to Nancy D. Sutton by deed from Nancy D. Powell, NKA Nancy D. Sutton recorded 08/19/2005 in Deed Book 344 Page 652, in the Office of the Clerk of the Superior Court of Dade County, Georgia.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Ocwen Loan Servicing LLC, Attention: Home Retention Department, 1661 Worthington Road, Suite 100, West Palm Beach, FL 33409, Fax 407-737-5693. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the parties in possession of the property are Nancy D. Sutton or a tenant or tenants and said property is more commonly known as 13177 Highway 136, Rising Fawn, GA 30738.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Christiana Trust, A Division Of Wilmington Savings Fund Society, FSB, Not In Its Individual Capacity But As Trustee Of Arlp Trust 4
As Attorney in Fact for Nancy D. Sutton
Weissman, Nowack, Curry & Wilco, PC, Attn: Ocwen Team, One Alliance Center, 3500 Lenox Road, Atlanta, GA 30326
(866) 357-8501
Our File# 021136
DCS 1007, 10-29-4T

NOTICE OF SALE UNDER POWER IN DEED TO SECURE DEBT
State of Georgia    
County of Dade
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Cristy V. Schoonhoven and David L. Schoonhoven to Bank of Cleveland in the original principal amount of $115,952.00 dated 05/31/2011, and recorded in Deed Book 437, page 337, Dade County records, said Security Deed being last transferred and assigned to U.S. Bank National Association aka U.S. Bank N.A. in Deed Book 474, page 722, Dade County records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of November, 2014 by U.S. Bank National Association aka U.S. Bank N.A., as Attorney-in-Fact for Cristy V. Schoonhoven and David L. Schoonhoven the following described property:
Part of Land Lot No. 324 in the 10th District and 4th Section of Dade County, Georgia, and being Lot Numbers Two Hundred Seventy (270) and Two Hundred Seventy-one (271) in Edgewood Subdivision, according to plat of said subdivision or record in Clerk’s Office of the Superior Court of Dade County, Georgia in Plat Book 1, Page 67. According to said plat, said lots are contiguous, forming one tract of land, with an aggregate frontage of 120 feet on the West side of Poplar Street and running back Westwardly of uniform width a distance of 170 feet, being bounded on the South by Edgewood Avenue.
For prior title see deed dated April 23, 1963 and recorded April 30, 1963 in Book 66, Page 52, in the Clerk`s Office of the Superior Court of Dade County, Georgia.
Subject to any governmental zoning and subdivision ordinances and regulations in effect thereon.
Subject to Georgia Power Company Easement recorded in Deed Book 69, Page 402, in the Office of the Clerk of the Superior Court of Dade County, Georgia.
Property known as: 267 Edgewood Street, Trenton, GA 30752
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).
The property will be sold as the property of Cristy V. Schoonhoven and David L. Schoonhoven subject to the following:
 (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
U.S. Bank National Association, 4801 Frederica Street, Owensboro, KY 42301
PH:  800-365-7772
Pursuant to O.C.G.A Section 44-14-162.2, nothing contained in this Notice of Sale shall obligate any entity to negotiate, amend, or modify said indebtedness.
To the best of the undersigned's knowledge and belief, the party in possession is Cristy V. Schoonhoven and David L. Schoonhoven.
U.S. Bank National Association aka U.S. Bank N.A., as Attorney-in-fact for Cristy V. Schoonhoven and David L. Schoonhoven.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Associates, P.C., 115 Perimeter Center Place, South Terraces, Suite 1000, Atlanta, GA 30346
Phone – 770-392-0398
Toll Free – 866-999-7088
www.penderlaw.com
Our File No. 14-00423-1
DCS 1008, 10-29-4T

NOTICE OF FORECLOSURE SALE UNDER POWER

Dade County, Georgia
This is an attempt to collect a debt.  Any information obtained will be used for that purpose.
Under and by virtue of the Power of Sale contained in a Security Deed given by Lisa Jenkins to Mortgage Electronic Registration Systems, Inc., as nominee for Provident Funding Associates, L.P., dated May 5, 2009, and recorded in Deed Book 00413, Page 0001, Dade County, Georgia Records, as last transferred to Provident Funding Associates, L.P. by assignment to be recorded, Dade County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Four Hundred Seventeen Thousand and 0/100 dollars ($417,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Dade County, Georgia, within the legal hours of sale on November 4, 2014, the following described property:
All that tract or parcel of land lying and being in Original Land Lots Eight (8) and Nine (9) in the 11th District and 4th Section, and Original Land Lot No. Three Hundred Sixteen (316), in the 10th District, 4th Section of Dade County, Georgia, and more particularly described as follows: Being Lot Number Seventy-two (72) Cloudland at Lookout Mountain, as shown on plat of record in Plat Book 9, Page 46 through 50, in the Office of the Clerk of the Superior Court of Dade County, Georgia.
Together with all appurtenant rights, benefits, easements, ete., set out in Declaration of Covenants and Restrictions for Cloudland at Lookout Mountain filed of record in Deed Book 243, Page 305, in the Office of the Clerk of the Superior Court of Dade County, Georgia.
Being the same property conveyed to Lisa Jenkins by Statutory Warranty Deed filed 2/28/2000 in Book 248, Page 544, in the Office of the Clerk of the Superior Court of Dade County, Georgia.
Subject To: all obligations, requirements, conditions, lien of assessments, easements, etc., set out in Declaration of Covenants and Restrictions for Cloudland at Lookout Mountain filed of record in Deed Book 243, Page 305, in the Office of the Clerk of the Superior Court of Dade County, Georgia.
Subject To: all easements, conditions, restrictions, etc., as noted or shown on plat of Cloudland at Lookout Mountain of record in Plat Book 9, Pages 46 through 50, in the Office of the Clerk of the Superior Court of Dade County, Georgia.
Subject To: a 100 foot front and side street, and 50-foot side and rear building setback line as shown, described or noted on recorded plat.
Subject To: a 15-foot walking trail easement as shown on plat of record in Plat Book 9, Page 50, in the Office of the Clerk of the Superior Court of Dade County, Georgia.
Subject To: the rights of third parties to the use of the joint permanent access, utility, and drainage easements known as Hampton Way, Stewart Lane, Chester Drive, Fortrose Trace and Shivas Crest as shown, described or noted on recorded plat.
Subject To: all notes, stipulations, restrictions, easements, conditions, and regulations, as set out on recorded plat.
Subject To: any governmental zoning and subdivision ordinances or regulations in effect thereon.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.  The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Your mortgage servicer can be contacted at (800) 696-8199 - Loss Mitigation Dept, or by writing to 1235 N. Dutton Ave, Suite E, Santa Rose, California 95401, to discuss possible alternatives to avoid foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Lisa Jenkins or tenant(s); and said property is more commonly known as 226 South Shivas Crest, Rising Fawn, GA 30738.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) final confirmation and audit of the status of the loan with the holder of the security deed and (3) any right of redemption or other lien not extinguished by foreclosure.
Provident Funding Associates, L.P. as Attorney in Fact for Lisa Jenkins.
Brock & Scott, PLLC, 4360 Chamblee Dunwoody Road, Suite 310, Atlanta, GA 30341
404-789-2661
B&S file no.: 14-21211
DCS 1009, 10-29-4T

NOTICE OF SALE UNDER POWER
State Of Georgia
County Of Dade
By virtue of a Power of Sale contained in that certain Security Deed from Matthew C. Payne to Vanderbilt Mortgage and Finance, Inc., dated May 15, 2014 and recorded in Deed Book 372, Page 230, in the Office of the Clerk of Superior Court of Dade County, Georgia, said Security Deed having been given to secure a Note, dated December 14, 2006, in the original principal amount of Seventy-six thousand, five hundred fifty dollars and 42/100s Dollars ($76,550.42) with interest thereon as provided therein, will be sold at public outcry to the highest bidder for cash before the courthouse door of Dade County, Georgia, within the legal hours of sale on the first Tuesday of November 2014 regarding the following described property:
That tract or parcel of land lying and being in Land Lot No. 38 in the 18th District and 4th Section of Dade County, Georgia, and being that tract containing 1.0 acres as shown on a plat of survey prepared by Compton Surveying, Inc., for Matthew Payne under date of June 30, 2006, and described in accordance with said plat of survey, as follows:  Beginning at an iron pin set on the West right of way line of the Old Birmingham Highway, which point is North a distance of 210.61 feet from the intersection of the West line of the Old Birmingham Highway and the North Right of way line of Byrd's Chapel Road as measured along the West Right of Way line of the Old Birmingham Highway; thence run South 64 degrees West a distance of 239.86 feet to an iron pin; thence run North 26 degrees 44 minutes 8 seconds west a distance of 205.45 feet to an iron pin; thence run North 54 degrees 5 minutes 22 seconds East a distance of 128.53 feet to a point; thence run South 59 degrees 0 minutes 7 seconds East a distance of 247.17 feet to a point on the West right of way line of the Old Birmingham highway; thence run South 16 degrees 44 minutes 40 seconds West with and along the West line of said Old Birmingham Highway a distance of 27.6 feet and back to the point of beginning.  According to said plat of survey, there is situated on said tract a mobile home.
Being the same property conveyed to Matthew C. Payne by Warranty Deed from Roy Conrad Payne and wife, Dorothy Louise Payne, recorded on the 17th Day of August, 2006 in Deed Book 364, Page 450, in the Office of the Clerk of the Superio Court of Dade County Georgia.
Said property is commonly known as 48 Byrds Chapel Road, Rising Fawn, GA 30738.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorney’s fees and all other payments provided for under the terms of the Security Deed and Note.     
Said property will be sold subject to the following items which may affect the title of said property; zoning ordinances, matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Matthew C. Payne or tenant(s).      
Vanderbilt Mortgage and Finance, Inc. as Attorney-in-Fact for Matthew C. Payne
Contact: Topping & Associates, LLC, 1930 N. Druid Hills Rd., Suite B, Atlanta, Georgia 30319
(404) 728-0220
Ad Run Dates: 10/8, 10/15, 10/22, 10/29
This law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.
DCS 1010, 10-29-4T

PETITION FOR LETTERS OF ADMINISTRATION NOTICE
In the Probate Court
County of Dade
State of Georgia   
In Re: Estate of Irving Charles Start, deceased
Estate No. 2495
To Whom It May Concern:
Debra Stark has petitioned to be appointed Administrator(s) of the estate of Irvin Charles Stark deceased, of said County. (The Petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-261.) All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before 10:00 a.m. EST, Nov. 3, 2014. All pleadings/objections must be signed under oath before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Kerri B. Carter, Judge of the Probate Court
By: Phyllis T. Wallace, Clerk/Deputy Clerk of the Probate Court
P.O. Box 605, Trenton, GA 30752
(706) 657-4414
DCS 1012, 10-29-4T

NOTICE OF PETITION TO CHANGE NAME
State of Georgia   
County of Dade
Notice is hereby given that Randy Lee Luhman, has, on the 8th day of October, 2014, filed a petition in the Superior Court of Dade County, Georgia, to change his name from Randy Lee Luhman to Randy Lee Carmichael. Any interested or affected party has the right to appear in said Court and to file objections to such name change. This the 8th day of October, 2014.
J. Robin Rogers, Attorney for Petitioner, P.O. Box 1769, Trenton, GA 30752
(706) 657-7578
Georgia Bar No. 612710
DCS 1016, 11-5-4T

SUMMARIES OF PROPOSED
CONSTITUTIONAL
AMENDMENTS

Pursuant to requirements of the Georgia Constitution, Attorney General Samuel S. Olens, Secretary of State Brian P. Kemp, and Legislative Counsel Wayne R. Allen hereby provide the summaries of the proposed constitutional amendments that will appear on the November 4, 2014, general election ballot for consideration by the people of Georgia:
- 1 -
To prohibit an increase in the state income tax rate in effect
January 1, 2015.
Senate Resolution No. 415
Resolution Act No. 592
Ga. L. 2014, p. 888
"(  ) YES
  (  ) NO
Shall the Constitution of Georgia be amended to prohibit the General Assembly from increasing the maximum state income tax rate?"
Summary
This proposal prohibits the General Assembly from increasing the maximum marginal state income tax rate above the rate in effect on January 1, 2015.  It adds a new Paragraph IV to Article VII, Section III of the Georgia Constitution.
   A copy of this entire proposed constitutional amendment is on file in the office of the judge of the probate court and is available for public inspection.
- 2 -
Adding reckless driving penalties or fees to the brain and spinal injury trust fund.
House Resolution No. 1183
Resolution Act No. 589
Ga. L. 2014, p. 887
"(  ) YES
  (  ) NO
Shall the Constitution of Georgia be amended to allow additional reckless driving penalties or fees to be added to the Brain and Spinal Injury Trust Fund to  pay  for  care  and rehabilitative services for Georgia citizens who have survived neurotrauma with head or spinal cord injuries?"
Summary
This proposal authorizes the General Assembly to provide by law for the imposition of additional penalties or fees for the offense of reckless driving and to provide for the allocation of such additional penalties or fees to the Brain and Spinal Injury Trust Fund, for the specified purpose of meeting any and all costs, or any portion of the costs, of providing care and rehabilitative services to citizens of this state who have survived neurotrauma with head or spinal cord injuries.  It amends Paragraph VI (k) of Article III, Section IX of the Georgia Constitution.
   A copy of this entire proposed constitutional amendment is on file in the office of the judge of the probate court and is available for public inspection.
SUMMARY OF
PROPOSED STATE-WIDE
REFERENDUM
QUESTION

Pursuant to Code Section 21-2-4 of the O.C.G.A., the Secretary of State is authorized to include with the summaries of proposed constitutional amendments a summary of any state-wide referendum question to be voted on at the same general election:
- A  -
Allows property owned by the University System of Georgia and operated by providers of student housing and other facilities to remain exempt from taxation.
House Bill No. 788
Act No. 613
Ga. L. 2014, p. 679
"(  ) YES
  (  ) NO
Shall property owned by the University System of Georgia and utilized by providers of college and university student housing and other facilities continue to be exempt from taxation to keep costs affordable?"
Summary
This Act provides for an ad valorem tax exemption for private interests in property of the Board of Regents of the University System of Georgia that is operated by a private party and further provides that such arrangements shall not constitute special franchises for purposes of ad valorem taxation.
If approved by a majority of the voters, the tax exemption provided by the Act becomes effective January 1, 2015, and applies to all tax years beginning on or after that date.
DCS 1017, 10-29-3T

REQUEST FOR BIDS
Dade County Board of Education is requesting bids for LED Illuminated Sign. Sealed bids will be opened on October 30, 2014 at 3:00 p.m. Bid openings will be at the Dade County Board of Education. To obtain a copy of this request please visit our website at www.dadecountyschools.org. The Dade County Board of Education is an equal opportunity employer.
DCS 1018, 10-29-4T

NOTICE OF SUMMONS
In the Juvenile Court of Dade County
State of Georgia   
In the Interest of: I.S.; Age 2; DOB 04/19/2012; Sex: Male
A child under 18 years of age.
Case No. 041-14J-116
In the Interest of: E.B.; Age under 1 year; DOB 12/05/2013; Sex: Male
A child under 18 years of age.
Case No. 041-14J-117
To: Steven Standifer, and any unknown putative fathers and all other parties who claim any parental or custodial rights to the children identified above born to Mercedes Bond, mother on the above dates.
You are hereby notified that the Dade County Department of Family and Children Services has filed a petition in this Court which alleges that the above minor children are dependent and seeks custody of said child. The petition alleging dependency was filed on September 29, 2014, and an Order for Service by Publication was entered by the Court on October 10, 2014. You are hereby commanded to and required to appear before the Juvenile Court of Dade County, Georgia, on the 19th day of December, 2014, at 9:00 a.m., for a Final Dependency Hearing, for the purpose of answering the allegations of the petition alleging dependency and determining whether the prayers of said petition should be granted. The general nature of the allegations of the petition are that the child has been subjected to abuse and/or neglect and is in need of the protection of the Court.
You are hereby notified that a Disposition Hearing is set to be heard on the 13th day of November, 2014, at 1:30 p.m. All findings made pursuant to the Disposition Hearing will become final at the Final Dependency Hearing unless you appear at the Final Dependency Hearing.
A copy of the petition may be obtained from the Clerk of the Juvenile Court at the Courthouse in Trenton, Georgia, during regular business hours. The Clerk’s telephone number is (706) 657-3233. The Clerk’s mailing address is Juvenile Court Clerk, Post Office Box 920, Trenton, Georgia, 30752.
Witnesseth the Honorable F. Bryant Henry, Jr., Judge of said Court, this 14th day of October, 2014.
Deputy Clerk of said Court
DCS 1019, 11-12-4T

GRAND JURY PRESENTMENTS
In the Superior Court of Dade County
State of Georgia   
October Term. 2014
To: The Honorable Jon B. Wood, Kristina Cook Connelly, Brian M. House, and Ralph Van Pelt, Jr., Judges of the Superior Courts, Lookout Mountain Judicial Circuit
We, the members of the Grand Jury of Dade County Superior Court, during the October Term, 2014, make the following presentments:
During the present session of the Grand Jury, there was evidence considered on 14 Bills of Indictment. Of these, we found 12 True Bills and 2 No Bills.
We, the members of the Grand Jury, pursuant to O.C.G.A. §15-12-67(a) elected our own officers as follows: Carl Glen Hicks was elected Foreperson; Randall Lamar Guffey was elected as Assistant Foreperson; Carrie Elizabeth Morris was elected as Clerk; Rhonda Yvonne Nelson was elected as Assistant Clerk: Cheryl Kay Holt, William Howard Lynch and Selina Melinda Gill were elected as alternate jurors; and Doug Wheeler, who was not a member of the Grand Jury, was selected as the Grand Jury Bailiff. We were administered an oath pursuant to O.C.G.A. §15-12-67(b) and charged as to our duties and responsibilities as Grand Jurors, including those contained in O.C.G.A. §15-12-71, by the Honorable Brian M. House prior to entering upon the discharge thereof. Doug Wheeler was also administered the oath pursuant to O.C.G.A. §15-12-69 by the Honorable Brian M. House prior to entering upon discharge of his duties as bailiff.
We, the members of the Grand Jury, recommend that these presentments be published one (1) time in the Dade County Sentinel at the expense of the County as provided by law pursuant to O.C.G.A. §15-12-80.
This 14th day of October, 2014.
Carl Glen Hicks, Foreperson
Carrie Elizabeth Morris, Clerk
DCS 1020, 10-29-1T

PRESENTMENTS OF THE GRAND JURY
State of Georgia   
County of Dade
The within and foregoing Grand Jury Presentments having been ready and considered, the same are hereby approved; let the same be spread upon the minutes of the Court.
It is further Ordered, pursuant to O.C.G.A. §15-12-80, that the same shall be published one (1) time in the Dade County Sentinel at the expense of the County, as provided by law.
It is so ordered, this 14th day of October, 2014.
Brian M. House
Judge, Superior Courts
Lookout Mountain Judicial Circuit
DCS 1021, 10-29-1T

NOTICE TO DEBTORS AND CREDITORS
Georgia, Dade County
All creditors of the estate of James Robinson Hedges III, late of said County, deceased, are hereby notified to render their demands to the undersigned according to law and all persons indebted to said estate are required to make immediate payment to me. This 27th day October, 2014.
Mary Katherine Moore, 297 Alexian Way, E-406, Signal Mountain, TN 37377.
SunTrust Bank, Attention: Patricia R. Massey, V.P., P.O. Box 1638, MC 0312, Chattanooga, TN 37401.
DCS 1022, 11-19-4T

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Trenton, GA
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